Bugis Credit Pte Ltd is a licensed moneylender (License No. 26/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Monthly Installment
Loans

An unexpected emergency expense can dramatically affect your life.

Good thing that Bugis Credit's monthly installment loans are here to help you pay your bills on time.

  • Best installment loans in town
  • Low interest rates
  • Flexible monthly repayment terms
  • Use for short term or even long term plans

Structuring your loans over a longer period


A monthly loan, also known as a monthly installment loan,is for larger amounts and for longer terms than payday loans. The monthly loan is an affordable alternative to a line of credit or higher interest credit cards to repay your debts.

Each monthly repayment will also include a portion of the principal amount borrowed and the interest as well.

Once taken, the monthly loan will be repaid through a monthly installment plan until the loan has been repaid.

Get Loan in 4 easy steps

call and apply online

#1. Call or Apply online

Call us at 6345-9123 or simply apply online here to set an appointment at your convenience.

visit bugis credit office

#2. Visit Our office

Come in for an appointment to create a customized plan that fits your needs and repayment ability.

finalize loan plan

#3. Finalize Loan plan

Agree on terms, including the payments and permitted fees.

receive cash instantly

#4. Receive cash Instantly

Once the contract is signed, you will receive your cash loan.

What customers are saying

  • EXCELLENT
  • 5 stars
  • 144 reviews on
  • loan advisor logo

Google Review Rating

Google 5.0 stars review
  • Great customer service from Jen!! She helped clarify many questions I had regarding the financial issue.. I was pleasantly surprised. Great work!

    Sheau Peng Ong
    6/21/2021

    Albee was of great help. The service was great right from the beginning. Very helpful in explaining the entire process. Thank you.

    Timir Mahesh Kumar
    5/26/2021

    Reliable, efficient and comfortable. Great service and hosting of customers. The experience from entering the office to settling the administrative loan was welcoming and smooth.

    Albee, thanks for making my visit effortless n ease. You have exhibited great devotion of professionalism and customer care.

    Keep up the great work Bugiscredit.

    RS O
    5/10/2021
  • Very quick and professional. Been here twice and they've offered me the best solutions. Thankyou and will absolutely return when in need of money next time!

    Irfan Irsyaduddin
    5/02/2021

    The team is professional and helpful. the loan arrangement process is streamline and and each service advisor is dedicated and friendly make the loan package cater to the need. The loan experience is good in BC.

    teck ling
    5/01/2021

    Timely assistance, patient and strong attention to detail.
    Everything explained properly and no problem getting help.
    Kudos especially to Jerraine for the excellent service!

    JC Alcos
    4/30/2021
  • Fast service and super friendly staff.
    I am a long time customer and I am always satisfied with their service.
    They know how to take care of customer needs and always willing to assist.

    Jerico Lan
    4/30/2021

    Very helpful and trusted money lender.
    Staff also very accommodating and helpful.
    They will give you better options.
    Can recommend to everyone

    aviator 2016
    4/29/2021

    Good and reliable money lender.
    Give good advices and professional help given when needed. Highly recommend money lender

    Gary
    4/28/2021
  • Great customer service from Jen!! She helped clarify many questions I had regarding the financial issue.. I was pleasantly surprised. Great work!

    Sheau Peng Ong Avatar
    Sheau Peng Ong
    6/21/2021

    Albee was of great help. The service was great right from the beginning. Very helpful in explaining the entire process. Thank you.

    Timir Mahesh Kumar Avatar
    Timir Mahesh Kumar
    5/26/2021

    Reliable, efficient and comfortable. Great service and hosting of customers. The experience from entering the office to settling the administrative loan was welcoming and smooth.

    Albee, thanks for making my visit effortless n ease. You have exhibited great devotion of professionalism and customer care.

    Keep up the great work Bugiscredit.

    RS O Avatar
    RS O
    5/10/2021
  • Very quick and professional. Been here twice and they've offered me the best solutions. Thankyou and will absolutely return when in need of money next time!

    Irfan Irsyaduddin Avatar
    Irfan Irsyaduddin
    5/02/2021

    The team is professional and helpful. the loan arrangement process is streamline and and each service advisor is dedicated and friendly make the loan package cater to the need. The loan experience is good in BC.

    teck ling Avatar
    teck ling
    5/01/2021

    Timely assistance, patient and strong attention to detail.
    Everything explained properly and no problem getting help.
    Kudos especially to Jerraine for the excellent service!

    JC Alcos Avatar
    JC Alcos
    4/30/2021

Eligibility

18 years old +

At Least 18+
Years OLD

cash

Minimum Salary of
SGD1,500 for Local & PR

foreigner cash

Minimum Salary of
SGD2,000 for Foreigner

Requirements

2 person walking with formal suite

Local and Permanent Residents

Minimum Salary SGD1,500

  • Identity card
  • Proof of residence (utility bills or tenancy agreement)
  • Proof of employment (certificate of employment of recent 3 months payslip)
  • SingPass ( to log into CPF, HDB ,IRAS website)

Foreigners

Minimum Salary SGD2,000

  • Passport
  • Work permit / S Pass / E Pass
  • Proof of residence (utility bill or tenancy agreement)
  • Proof of employment (certificate of employment or recent 3 months payslip
  • Proof of income (bank or account statement)
  • SingPass ( to log into IRAS website)
4 family member seating on sofa with high 5 happily

Ready To Get Your Loan?

Request for a quotation from our friendly officers by filling out the form below

Frequently Asked Questions

A monthly loan is also known as a monthly installment loan. It is for larger amounts and for longer terms than payday loan. Each monthly repayment will also include a portion of the principal amount borrowed and the interest as well.

Once taken, the monthly loan will be repaid through a monthly installment plan until the loan has been repaid.

The installment loan allows you to extend your budget to accommodate an emergency like paying off a hospital bill, an unexpected expense, a dream holiday or even in certain cases, to create a debt consolidation plan for yourself.for larger amounts and

for longer terms th
an payday loan
Not really. A payday loan is generally made for shorter term periods, where the repayment is made within a short period of time. In contrast, an installment loan offers higher flexibility and repayment options than the former, giving you a better range of choices.

Our monthly loans are created to help you alleviate your financial pressures significantly. We’ve designed the loan to allow you the flexibility to pay for it over a longer period of time, giving you much needed breathing room to decide your fate. 

This way, you retain the flexibility to repay your debts and cover your other financial obligations. One step at a time. 

Yes, you can still take out a monthly loan with us even if you have bad credit. While you might not be eligible for a higher amount due to your bad credit score, we can work something out with you to suit your needs. For example, you could also have a guarantor or even take on a secured loan with us in order to increase your loanable amount and have lower interest rates as well.

This would allow you to take advantage of our monthly installment loan plans and fulfill your emergency needs. 

A monthly loan allows you to stagger your loan repayments in small monthly increments. You would be able to choose the length of time you want the loan to be and its installments.

The amount you owe each month will then decrease until the principal amount and its interest are fully paid off.  

Apply Loan Now

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