Monthly Installment
Loans

An unexpected emergency expense can dramatically affect your life.

Good thing that Bugis Credit's monthly installment loans are here to help you pay your bills on time.

  • Best installment loans in town
  • Low interest rates
  • Flexible monthly repayment terms
  • Use for short term or even long term plans

Structuring your loans over a longer period


A monthly loan, also known as a monthly installment loan,is for larger amounts and for longer terms than payday loans. The monthly loan is an affordable alternative to a line of credit or higher interest credit cards to repay your debts.

Each monthly repayment will also include a portion of the principal amount borrowed and the interest as well.

Once taken, the monthly loan will be repaid through a monthly installment plan until the loan has been repaid.

Get Loan in 4 easy steps

call and apply online

#1. Call or Apply online

Call us at 6345-9123 or simply apply online here to set an appointment at your convenience.

visit bugis credit office

#2. Visit Our office

Come in for an appointment to create a customized plan that fits your needs and repayment ability.

finalize loan plan

#3. Finalize Loan plan

Agree on terms, including the payments and permitted fees.

receive cash instantly

#4. Receive cash Instantly

Once the contract is signed, you will receive your cash loan.

What customers are saying

  • EXCELLENT
  • 5 stars
  • 144 reviews on
  • loan advisor logo

What customers are saying

EXCELLENT 5 Star 5 star   
144 reviews on
loan advisor logo

Bugis Credit: Reliable Licensed Money Lender Urgent Personal Loan Singapore Bras Basah IconBugis Credit: Reliable Licensed Money Lender Urgent Personal Loan Singapore Bras Basah

470 North Bridge Road, #02-12 Bugis Cube

5.0 151 reviews

  • Avatar Si Yanheng Edwin ★★★★★ 3 weeks ago
    This my first time taking a loan from Bugis Credit, they are very professional and will explain in details … More before giving a loan, flexible repayments plans which is good.
  • Avatar Rizah Abdul Majid ★★★★★ 2 weeks ago
    Initially, my husband and myself are skeptical abt borrowing money from license money lender but after … More reading reviews from several trusted websites, we decided give it a try as we running out of resources for our renovation loan applications. We has been rejected by many banks due to undisclose reason. We suspected that with the tight bank rules and husband's age of 50+, the banks are unable to lend us the amt requested, as we will have a shorter tenure to service the loan.
    So we decided to leave a message via whatsapp and Ms Albee from Bugis Credit returned our call in a few hours. She listened patiently to our predicament and set us an appointment to meet up the next day. Upon meet up, she greeted us with a smile and politeness and served us with packet drinks. She gave us advice on Dos and Don'ts in money borrowing matters. The loan processing was a smooth flow. Albee has made us feel welcome and at ease. We are happy with her service and would recommend Bugis Credit and Ms Albee, if you would want to take up loans with license money lender. Kudos to Bugis Credit team.👍🏻👍🏻👍🏻👍🏻👍🏻
  • Avatar muhammad ★★★★★ in the last week
    It was a pleasent 1st time experience with Bugis Credit. The staff Albee was friendly and experience … More and also take the time to explained in details with me regarding the loan im taking. Will definitely recommend others to BUGIS CREDIT!
  • Avatar Shahrulfaiz Juwari (Boy Faez) ★★★★★ 2 months ago
    I'm quite a regular here. Bugis Credit has never let me down by the staffs professionalism in their … More service. Most important its fast and hassle free! Recommended!!
  • Avatar Radhiqa Rahim ★★★★★ 3 months ago
    I have taken loans here to help me pay for my studies. They take time to explain to you the process and … More ensure you understand fully. In my recent visit I was served by Jacob and he was professional and friendly.
  • Avatar Gareth ★★★★★ 5 months ago
    Went in to apply for a loan and was very happy with the service I received. Very welcoming and clear … More communication throughout the process. Highly recommended.
  • Avatar John Kevin ★★★★★ 9 months ago
    Their service is great. The loan officer explained every single detail to me until I understood all the … More personal loan terms and conditions. The admin fee and interest rate was reasonable as well. Good Licensed Moneylender!
  • Avatar Wesley Chuah ★★★★★ 11 months ago
    A very pleasant experience in Bugis Credit with the company loan officer Jacob. The whole borrowing process … More is hassle free and professional. They do give a great customer service and reliable image. A big shout out to Jacob for his customer service provided. Obviously, they are the best, safe and reliable licensed money lender in Singapore from you to seek a loan!
  • Avatar Mona Li ★★★★★ 5 months ago
    Jacob was the one who serve me, he's reliable, knowledgeable and friendly.
  • Avatar Qiqi C ★★★★★ 10 months ago
    Good and fast services. All the details explained clearly. Will recommend to those who need urgent money. … More

  • Albee did such a great job guiding and explaining to me all the things i need to know. As a first timer, she gave me a sense of security! Fast transaction too. Thank you!

    maria umali Avatar
    maria umali

    It was a pleasent 1st time experience with Bugis Credit. The staff Albee was friendly and experience and also take the time to explained in details with me regarding the loan im taking. Will definitely recommend others to BUGIS CREDIT!

    muhammad Avatar
    muhammad

    Initially, my husband and myself are skeptical abt borrowing money from license money lender but after reading reviews from several trusted websites, we decided give it a try as we running out of resources for our renovation loan applications. We has been rejected by many banks due to undisclose reason. We suspected that with the tight bank rules and husband's age of 50+, the banks are unable to lend us the amt requested, as we will have a shorter tenure to service the loan.
    So we decided to leave a message via whatsapp and Ms Albee from Bugis Credit returned our call in a few hours. She listened patiently to our predicament and set us an appointment to meet up the next day. Upon meet up, she greeted us with a smile and politeness and served us with packet drinks. She gave us advice on Dos and Don'ts in money borrowing matters. The loan processing was a smooth flow. Albee has made us feel welcome and at ease. We are happy with her service and would recommend Bugis Credit and Ms Albee, if you would want to take up loans with license money lender. Kudos to Bugis Credit team.👍🏻👍🏻👍🏻👍🏻👍🏻

    Rizah Abdul Majid Avatar
    Rizah Abdul Majid
  • This my first time taking a loan from Bugis Credit, they are very professional and will explain in details before giving a loan, flexible repayments plans which is good.

    Si Yanheng Edwin Avatar
    Si Yanheng Edwin

    First time here, pleasant transaction with the staff Jacob, very professional thank you!

    swath 68 Avatar
    swath 68

    I'm quite a regular here. Bugis Credit has never let me down by the staffs professionalism in their service. Most important its fast and hassle free! Recommended!!

    Shahrulfaiz Juwari (Boy Faez) Avatar
    Shahrulfaiz Juwari (Boy Faez)

Eligibility

18 years old +

At Least 18+
Years OLD

cash

Minimum Salary of
SGD1,500 for Local & PR

foreigner cash

Minimum Salary of
SGD2,000 for Foreigner

18 years old +

At Least 18+
Years OLD

cash

Minimum Salary of
SGD1,500 for Local & PR

foreigner cash

Minimum Salary of
SGD2,000 for Foreigner

Requirements

2 person walking with formal suite

Local and Permanent Residents

Minimum Salary SGD1,500

  • Identity card
  • Proof of residence (utility bills or tenancy agreement)
  • Proof of employment (certificate of employment of recent 3 months payslip)
  • SingPass ( to log into CPF, HDB ,IRAS website)

Foreigners

Minimum Salary SGD2,000

  • Passport
  • Work permit / S Pass / E Pass
  • Proof of residence (utility bill or tenancy agreement)
  • Proof of employment (certificate of employment or recent 3 months payslip
  • Proof of income (bank or account statement)
  • SingPass ( to log into IRAS website)
4 family member seating on sofa with high 5 happily

Ready To Get Your Loan?

Request for a quotation from our friendly officers by filling out the form below

Frequently Asked Questions

A monthly loan is also known as a monthly installment loan. It is for larger amounts and for longer terms than payday loan. Each monthly repayment will also include a portion of the principal amount borrowed and the interest as well.

Once taken, the monthly loan will be repaid through a monthly installment plan until the loan has been repaid.

The installment loan allows you to extend your budget to accommodate an emergency like paying off a hospital bill, an unexpected expense, a dream holiday or even in certain cases, to create a debt consolidation plan for yourself.for larger amounts and

for longer terms th
an payday loan
Not really. A payday loan is generally made for shorter term periods, where the repayment is made within a short period of time. In contrast, an installment loan offers higher flexibility and repayment options than the former, giving you a better range of choices.

Our monthly loans are created to help you alleviate your financial pressures significantly. We’ve designed the loan to allow you the flexibility to pay for it over a longer period of time, giving you much needed breathing room to decide your fate. 

This way, you retain the flexibility to repay your debts and cover your other financial obligations. One step at a time. 

Yes, you can still take out a monthly loan with us even if you have bad credit. While you might not be eligible for a higher amount due to your bad credit score, we can work something out with you to suit your needs. For example, you could also have a guarantor or even take on a secured loan with us in order to increase your loanable amount and have lower interest rates as well.

This would allow you to take advantage of our monthly installment loan plans and fulfill your emergency needs. 

A monthly loan allows you to stagger your loan repayments in small monthly increments. You would be able to choose the length of time you want the loan to be and its installments.

The amount you owe each month will then decrease until the principal amount and its interest are fully paid off.  

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