Monthly Installment
Loans

An unexpected emergency expense can dramatically affect your life.

Good thing that Bugis Credit's monthly installment loans are here to help you pay your bills on time.

  • Best installment loans in town
  • Low interest rates
  • Flexible monthly repayment terms
  • Use for short term or even long term plans

Structuring your loans over a longer period


A monthly loan, also known as a monthly installment loan,is for larger amounts and for longer terms than payday loans. The monthly loan is an affordable alternative to a line of credit or higher interest credit cards to repay your debts.

Each monthly repayment will also include a portion of the principal amount borrowed and the interest as well.

Once taken, the monthly loan will be repaid through a monthly installment plan until the loan has been repaid.

Get Loan in 4 easy steps

#1. Call or Apply online

Call us at 6345-9123 or simply apply online here to set an appointment at your convenience.

#2. Visit Our office

Come in for an appointment to create a customized plan that fits your needs and repayment ability.

#3. Finalize Loan plan

Agree on terms, including the payments and permitted fees.

#4. Receive cash Instantly

Once the contract is signed, you will receive your cash loan.

What customers are saying

  • EXCELLENT
  • 144 reviews on
  • Fast and efficient trustworthy legal ,can look for consultant Jacob phang very friendly and helpful

    Lee Yunloong Eugene Avatar
    Lee Yunloong Eugene

    Jen is a friendly and helpful staff that served very well.
    Thanks for the good service. Highly recommend !

    bobo phang Avatar
    bobo phang

    A very pleasant experience in Bugis Credit with the company loan officer Jacob. The whole borrowing process is hassle free and professional. They do give a great customer service and reliable image. A big shout out to Jacob for his customer service provided. Obviously, they are the best, safe and reliable licensed money lender in Singapore from you to seek a loan!

    Wesley Chuah Avatar
    Wesley Chuah

    Their service is great. The loan officer explained every single detail to me until I understood all the personal loan terms and conditions. The admin fee and interest rate was reasonable as well. Good Licensed Moneylender!

    John Kevin Avatar
    John Kevin
  • Good and fast services. All the details explained clearly. Will recommend to those who need urgent money.

    Qiqi C Avatar
    Qiqi C

Eligibility

At Least 18+
Years OLD

Minimum Salary of
SGD1,500 for Local & PR

Minimum Salary of
SGD2,000 for Foreigner

Requirements

Local and Permanent Residents

Minimum Salary SGD1,500

  • Identity card
  • Proof of residence (utility bills or tenancy agreement)
  • Proof of employment (certificate of employment of recent 3 months payslip)
  • SingPass (password to log into CPF, HDB ,IRAS website)

Foreigners

Minimum Salary SGD2,000

  • Passport
  • Work permit / S Pass / E Pass
  • Proof of residence (utility bill or tenancy agreement)
  • Proof of employment (certificate of employment or recent 3 months payslip
  • Proof of income (bank or account statement)
  • SingPass (password to log into IRAS website)

Ready To Get Your Loan?

Request for a quotation from our friendly officers by filling out the form below

Frequently Asked Questions

A monthly loan is also known as a monthly installment loan. It is for larger amounts and for longer terms than payday loan. Each monthly repayment will also include a portion of the principal amount borrowed and the interest as well.

Once taken, the monthly loan will be repaid through a monthly installment plan until the loan has been repaid.

The installment loan allows you to extend your budget to accommodate an emergency like paying off a hospital bill, an unexpected expense, a dream holiday or even in certain cases, to create a debt consolidation plan for yourself.for larger amounts and

for longer terms th
an payday loan
Not really. A payday loan is generally made for shorter term periods, where the repayment is made within a short period of time. In contrast, an installment loan offers higher flexibility and repayment options than the former, giving you a better range of choices.

Our monthly loans are created to help you alleviate your financial pressures significantly. We’ve designed the loan to allow you the flexibility to pay for it over a longer period of time, giving you much needed breathing room to decide your fate. 

This way, you retain the flexibility to repay your debts and cover your other financial obligations. One step at a time. 

Yes, you can still take out a monthly loan with us even if you have bad credit. While you might not be eligible for a higher amount due to your bad credit score, we can work something out with you to suit your needs. For example, you could also have a guarantor or even take on a secured loan with us in order to increase your loanable amount and have lower interest rates as well.

This would allow you to take advantage of our monthly installment loan plans and fulfill your emergency needs. 

A monthly loan allows you to stagger your loan repayments in small monthly increments. You would be able to choose the length of time you want the loan to be and its installments.

The amount you owe each month will then decrease until the principal amount and its interest are fully paid off.  

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