Bugis Credit Pte Ltd is a licensed moneylender (License No. 26/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan River Valley

Licensed Money Lender Personal Loan River Valley
Licensed Money Lender Personal Loan River Valley

Singapore’s River Valley might be one of the oldest areas in Singapore, but it’s full of fun-packed activities that you can enjoy on your weekend adventures. If you want a shopping spree, you can’t go wrong walking around ION Orchard and Valley Point. Plus, you can go on an eating spree in 8Picure and Cibo Italiano.

With so many things happening in River Valley, it’s best to have a budget and a fallback option in case it doesn’t work out. That’s where licensed money lenders come in to help you out with a personal loan.

What Are The Pros of Using Personal Loans from Licensed Money Lenders?

  • High Loan Amounts: Licensed money lenders can provide you with up to six months of your monthly salary. 
  • Quick Payout: After you apply for a loan and submit all your requirements, you can get your cash within hours up to a day. 
  • Light Requirements: Licensed money lenders won’t ask borrowers to have high credit scores. Once your submitted requirements establish your income and work stability, you will highly likely receive the money lender’s approval for your loan application.
  • Friendly and Reliable Staff: The Registry of Moneylenders regulates and stipulates the code of conduct of licensed money lender staff members. This means that all licensed money lenders are willing to help you understand advanced financial concepts that might be involved in your loan terms and conditions.
  • Low Interest Rate: Licensed money lenders charge you up to 4% monthly interest only. They will not reach the staggering rates that banks can reach.

What Are The Steps in Applying for a Personal Loan?

You can visit Bugis Credit’s website and get a personal loan quote within minutes.

1. Apply for a loan using Bugis Credit’s dedicated form

2. Visit our office after receiving an email from us about your loan approval after submitting all your requirements to prove your eligibility.

3. Review the loan’s terms and conditions.

4. Receive your cash at your appointed Bugis Credit branch.

What Personal Loan Eligibility and Requirements Should I Submit?

Here are all the common eligibility and requirements needed for a personal loan.


  • 18 Years and above
  • Minimum Monthly Income of S $1,500 (For Singaporeans)
  • Minimum Monthly Income of S $2,000 (For Foreigners) 



  • Identity card / NRIC
  • Proof of residence (utility bill, etc.)
  • Proof of employment (certificate of employment, etc.)
  • SingPass (to log into CPF, HDB, IRAS website)


  • Passport
  • Work Permit / S-Pass / Employment Pass
  • Proof of residence (utility bill or tenancy agreement)
  • Proof of employment (certificate of employment, etc.)
  • Proof of income (bank or account statement)
  • SingPass (to log into the IRAS website)

Why Choose Bugis Credit For Your Personal Loan Needs?

You can trust us at Bugis Credit because:

  • We’re a Fully Licensed Service: Our license number is 26/2021 in the Registry of Moneylenders. We comply and submit ourselves to regulation, and all our actions are customer-centric to better serve our borrowers.
  • Dependable Long-Term Experience: From 2007, we have continued to provide high-quality financial products and customer service to our borrowers
  • No High Credit Score Needed: It’s a fact that licensed money lenders will still pull a hard inquiry about your financing. However, it won’t have any bearing on our final decision regarding your loan application.

Visit Bugis Credit’s website today and work with the most reliable money lender in Singapore now!

List of Licensed Money Lender Near Me​

Ready To Get Your Loan?

Request for a quotation from our friendly officers by filling out the form below

Call Now
× WhatsApp Us