Licensed Money Lender Personal Loan Novena

On Saturdays, an average of 3,000 people attends each of the ten Novena Devotions held at the Church of Saint Alphonsus. This religious landmark – also called Novena Church – is also where the planning area Novena got its name.

Residents and visitors have plenty of things to do in Novena. Located in and around Novena are MacRitchie Reservoir Park, Singapore Botanic Gardens, and Springleaf Nature Park. For shopping, there is Novena Square and ION Orchard. Lastly, sample Katong Laksa and Wee Nam Kee Chicken Rice along Thomson Road.

Novena offers modern conveniences to residents (including permanent residents and foreigners) living in the Central Region. But by Singaporean standards, the cost of living is expensive. Fortunately, Bugis Credit is a licensed money lender nearby Novena that offers loans for emergencies.

Loans You Can Apply for in Singapore

1. Personal Loan

An unsecured loan that you can use for almost any purpose.

• Loan Amount: Up to six times of monthly income from S$500 to S$50,000
• Interest Rate: 1% to 4%
• Repayment Schedule: 6-12 monthly instalments

2. Payday Loan

When you need to pay bills and other small expenses quickly, this loan is the quickest way to get funds.

• Loan Amount: Up to the equivalent of monthly income
• Interest Rate: 1% to 4%
• Repayment Schedule: Within one month or the next payday

3. Monthly Loan

This loan is your lifeline for emergency expenses that are not too big.

• Loan Amount: Up to six times of monthly income from S$500 to S$50,000
• Interest Rate: 1% to 4%
• Repayment Schedule: 6- 12 monthly instalments

4. Foreigner Loan

Use the money to cover daily expenses, especially after relocating to Singapore.

• Loan Amount: Up to six times of monthly income (or up to S$30,000)
• Interest Rate: 1% to 4%
• Repayment Schedule: 6-12 monthly instalments

5. Business Loan

Start a small to medium enterprise (SME) or keep your business afloat when you need cash.

• Loan Amount: Up to S$200,000
• Interest Rate: 5% to 15%
• Repayment Schedule: 12- 24 monthly instalments

How to Apply For a Personal Loan?

Bugis Credit is one of Singapore’s top legal money lenders and is conveniently located at Bugis Cube. Although this section is specific to personal loans, the requirements may also apply to other loan types.

Key Features

No Hidden Fees. No more painful surprises when you take out a loan at Bugis Credit. They are transparent with all fees associated with whichever loan you took.

Loan Approval in 30 minutes. As long as you prepare the necessary documents, the process of obtaining a personal loan from Bugis Credit takes only half an hour.

Flexible Repayment Schedule. Personal loans usually have a custom but fixed repayment schedule. You also have the option of prepaying the principal.

Eligibility

	Singaporean Citizens/Permanent Residents	Foreigners
Minimum Income	S$1,500	S$2,000
Identity Card	Yes
Passport		Yes
Work Permit / S Pass / E Pass		Yes
Proof of residence (utility bill, a letter addressed to you, and or tenancy agreement)	Yes	Yes
Proof of employment (certificate of employment or recent 3 months payslip)	Yes	Yes
Proof of income (bank or account statement)	Yes	Yes
SingPass (to log into CPF, HDB, IRAS website)	Yes	Yes

Applying for a Loan

1. Call Bugis Credit or Apply Online

The first step is to fill up an application form online. Alternatively, you can call 6345-9123 to set an appointment.

2. Visit the Office

Visiting the office gives you the peace of mind that you are taking a personal loan from a legal money lender.

Address:

470 North Bridge Road

#02-12 Bugis Cube 

Singapore 188735

3. Customize Loan Plan

At the office (or even through a phone call), you can discuss the loan details.

4. Receive the Money

After agreeing to the terms and conditions, Bugis Credit gives you the cash.

Why Bugis Credit Is Your Best Choice?

Since 2007, Bugis Credit has proven time and again to be one of the most reputable money lenders in Singapore.

Highlights:

• Excellent reviews from people who have first-hand experience taking out loans.
• Bugis Credit conforms to the laws and regulations as stipulated in the Moneylenders Act.
• You can personally verify the legality of Bugis Credit by checking its registration here.
• No need for collateral as Bugis Credit loans are unsecured.
• A guarantor is not necessary.

Getting a Personal Loan in Novena is Easy

In Novena and other parts of the Central Region, getting a personal loan from the best money lender Singapore has to offer is easy. Besides ease of application, you can also expect Bugis Credit to provide:

• Favourable interest rates
• Quick processing and release of loan money
• Flexible repayment terms

During difficult times, Bugis Credit is your trusted partner in providing financial relief. If you’re in need of urgent finances, check out Personal Loan Novena today! All you need to do to get started is to call 6345-9123.