Buona Vista commonly refers to the areas near North Buona Vista Road. It is often associated with the futuristic buildings surrounding one-north Park or the picturesque South Buona Vista Road that leads to Kent Ridge Park.
An emergency situation may one day require you to work with a licensed moneylender near Buona Vista. Thus, we’ll talk about how you can choose the best one and how you can apply for a loan with them.
How to choose the best moneylender near me?
- Go for convenience and efficiency: Can’t wait for days to get your application approved? Go for a moneylender that doesn’t only approve your application within an hour, but can also release your money on the spot.
- Assess their loan plans: Getting a loan entails being responsible when it comes to repayment. Make sure that you’re getting a loan plan that is a good fit for your situation and repayment abilities.
- Check Ministry of Law’s list of licensed moneylenders: A trustworthy moneylender is one that always follows the law. Check to see if the moneylender of your choice is on the Ministry of Law’s regularly updated list.
- Look for legitimate reviews: Who else can vouch for a moneylender’s superb services other than their previous customers? You can always look for reviews on Google or Loan Advisor if you want to know more about a moneylender’s reputation.
How to apply for the loan?
Step 1: Know how much you’ll loan
Before you fill out any moneylender’s application form, make sure that you know exactly how much you’re going to loan. You’ll want to plan this out early on because you don’t want to get into any more trouble due to loans that you can’t pay back.
Step 2: Verify the requirements
For Singaporeans and permanent residents, you’ll need to have a minimum monthly salary of SGD 1,500 and submit the following documents: ID card, proof of residence, proof of employment, and SingPass.
For foreigners, the minimum monthly salary required is SGD 2,000. In addition to the documents above, you’ll also need to show your passport, work permit / E pass / S pass, proof of income, and 3 latest payslips.
Step 3: Submit your application
Most moneylenders have an online application form on their website. You can either fill that out or call them if you’d rather speak with them directly.
Step 4: Sign the loan contract
You’ll be invited to their office to discuss what your loan plan will be. Once you go through the terms, you simply have to sign the contract before your cash is released.
How can Bugis Credit help you?
Having been around since 2007, Bugis Credit is indeed one of the most experienced moneylenders in the industry. Over the years, we’ve worked with tens of thousands of clients, all of which came to us carrying their unique financial baggage.
As a company that values each borrower’s specific needs, we make sure that our loans alleviate their burdens without adding any more problems.
Whether you need to get a personal loan Singapore for an emergency or a business loan for your growing company, Bugis Credit has your back.
Contact us at 6345 9123 or [email protected] so we can work on a loan plan that’s right for you.
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