POSB’s credit card and cash advance products are exceptional if you’re an already-existing POSB bank account owner. However, interest rates higher than average might turn off some customers. Pros Zero minimum on the withdrawal amount Same-day loan release within 2 PM cut-off period iBanking, ATM, or branch withdrawal Cons High Interest Rates High Withdrawal Fees … Read more
With the rising prices of essential needs in Singapore, every person in the country will benefit from using credit cards, lines of credit, and other revolving credit services. However, the heavy dependence on credit for huge bills can lead to huge expenses due to ballooning interest rates, sinking borrowers deeper into debt. Thankfully, debtors can … Read more
Did you know that 73% of Singaporeans own at least one credit card? It gives people the option to make purchases now and pay later. Plus, credit card users also enjoy the perks that come with it. This includes rewards points, cash rebates, and discounts in select stores and restaurants. However, just like any other … Read more
A credit card cash advance sounds convenient because you get instant cash from your credit card or line of credit. However, services for cash advance Singapore are huge traps that can send anyone in deep debt at any time. Even if you’re careful, your monthly dues can eat easily through your budget. Plus, you have … Read more
Buying a house is one of the biggest financial decisions that one will ever make. This is why it is important to ask yourself, “how much a house can I afford?” This question should be answered by a thorough assessment of your monthly income or annual income, and this fares compared to the price of … Read more
Everybody, young or old, should have their own passive income. Singapore, being one of the most expensive cities requires a lot of savings after one retires in order to live on. If one plans out how to generate passive income correctly, at the right time, through a properly thought of strategy, it may even help … Read more
Are you eyeing an endowment plan but want to get a good understanding of it first? We got you covered. Here are some things that you should know about.
Disaster can strike at any moment, and they often come with a huge financial hit. Fortunately, there is a way to preemptively protect yourself from it – insurance. In this article, we will discuss all of the important things that you need to know about insurance companies in Singapore. Without further ado, let’s start: The … Read more
Isn’t grocery shopping such a pain sometimes? You continually find yourself suffering from the heavy and massive baggage of groceries after buying them from the supermarket. You have always been annoyed with the crowds or lengthy queues. It has always been a struggle, not to mention the trouble of finding a parking space for your … Read more
Are you constantly living from paycheck to paycheck? Perhaps you like to earn more money and save for emergencies? The gig economy has been flourishing in recent years thanks to the advent of social media and the Internet. While there are lots of jobs to choose from, some of us want to earn more in … Read more
